Insurance - where do I start?

I need some help with insurance - where do I start?

Charities need to look into both mandatory and recommended insurance. All organisations regardless of size or the area they operate in face risk. It could be the risk of losing money, of injuring clients, of bad publicity or of losing key staff or volunteers.

Boards can take steps to avoid or reduce risk, to transfer it (for example, by taking out insurance) or it may decide to accept some risks. Trustees have a duty to safeguard the assets of the charity and should take out insurance to protect the full value of such assets. Trustees can be liable for any uninsured loss.

Charities that employ staff are required by law to buy employers' liability insurance. Charities that own or operate motor vehicles are required by law to buy motor insurance.

Read more about what insurance organisations need.

Read more  Charity Commission - charities and insurance.

Before you make a decision about what insurance to purchase, you should be aware of all significant risks to your organisation we have two informations to guide you through this process.

• Find out more about risk.
• Find out about getting the best insurance deal.

CaSE Insurance is part-owned by NCVO and the partners of Bates Wells & Braithwaite (BWB), now the sector’s largest law firm providing advice and appropriate insurance to charities and social enterprises.

Find out the CaSE offer download our flyer (PDF 223 KB) or view the website www.caseinsurance.co.uk/ncvo

Contact CaSE Insurance - telephone 0845 225 2288 email elainedenny@caseinsurance.co.uk