Healthcare

The health and well being of employees and volunteers should be a high priority in any organisation. NCVO has sourced two healthcare providers to help you and your employees plan for a healthy future.

CS Health Insurance
HSF Health Cash Plan

CS Healthcare Insurance

Quality and affordable health insurance plus two months free† cover for NCVO members.

CS Healthcare is the preferred provider of great value comprehensive private health insurance to NCVO members and their families.
Their cover is available to NCVO UK members of Voluntary and Community Organisations, Public Sector and Universities.

Offering quality cover for less and with 80 years of experience in protecting the health of their members within the public sector and civil service, they know what works – they provide practical health insurance plans that apply to real life. What’s more, as an NCVO member, when you take out individual cover you receive your first two months cover free† simply quote promo code 277.

And that’s not all, as a mutual insurer they are able to keep premiums low by re-investing surplus funds back into the Society. Take a look at how much you could save from their price comparison table on the CS Healthcare website.

Your cover is your choice

The your choice health plan offers a range of cover options enabling you to create your own personalised plan. Starting with one compulsory level of cover, 'Essential', you can choose to take out any additional cover you require for:

Heart and cancer
Therapy and care
Expert diagnostics
Cash benefits

Key benefits of CS Healthcare’s health insurance:

First two months free† cover for NCVO UK members of Voluntary and Community Organisations, Public Sector and Universities, quote promo code 277
Fast, direct claim settlement with expertise and guidance at every stage
Flexible choice of cover
Access to over 300 UK hospitals
Freephone health and care advice lines – including a doctor call-back service
Personal service from experienced, UK-based professional
Membership Rewards including discounted health screenings, gym membership and travel insurance
Reassurance that you’ll be treated quickly in a clean and safe environment.

Simply quote promotional code 277 when enquiring, either online at www.cshpartner.co.uk/ncvo or when you call 0800 917 4325^.

Feedback

Feedback from CS Healthcare members suggests that when they take out a CS Healthcare plan, they discover how good their service is -
98% of new members rate our overall service as ‘excellent’ or ‘good’1 and 1 in 4 members join as a result of personal recommendation1.

What CS Healthcare’s members say…

"Excellent service, one is treated with care and respect and not just a number."
Mr Brian Dale

"I switched to CS Healthcare because the flexible and modular scheme, your choice, allowed me to pick and choose the level of cover required at a very competitive premium. I am very happy with the service received so far, with all the documentation being clear and concise. CS Healthcare staff are always friendly and helpful. Joining was hassle free and I would happily recommend CS Healthcare."
Michael Jamison

Which? Magazine

In the July 2011 edition of Which? magazine approximately 3,000 Which? members who have private medical insurance, were surveyed on how satisfied they were with their cover. It was found that the majority were pleased with their policy with 79% being very or fairly satisfied. CS Healthcare have been voted 2nd place, achieving an overall 88% in the customer satisfaction score against top providers in the market. For full details on how CS Healthcare compare on various aspects of customer satisfaction, read the full article on the Which? website.

The small print

Civil Service Healthcare Society Limited incorporated in England and Wales. Registered office: Princess House, Horace Road, Kingston-upon-Thames, Surrey KT1 2SL. 1CS Healthcare’s Customer Service Questionnaire for new members' conducted among new members January - December 2011. †Terms and conditions apply and are available at www.cshpartner.co.uk/ncvo.

The maximum joining age is 74 years and 11 months unless you are switching from a previous insurer in which case the maximum joining age is 69 years and 11 months. ^Calls may be recorded and may be monitored for training and quality assurance purposes and/or the prevention and detection of crime. CS Healthcare is authorised and regulated by the Financial Services Authority (FSA), reg no. 205346.

HSF Healthcare Plan

NCVO member organisations can now provide a Health Cash Plan for their employees and volunteers from as little as £1 per week, thanks to the new partnership with HSF (Hospital Saturday Fund).

The HSF health plan gives cash back on everyday medical costs, such as dental check-ups, contact lenses and acupuncture, and partners and children under 18 are also covered, at no extra cost.

Employers can offer the scheme to their employees as a fully paid for benefit; as an employer contribution which
employees can top up; or simply as a recommended and affordable benefit that can improve the health and moral of your workforce.

NCVO chose to partner with HSF not only for the excellent benefits that they provide but a s HSF health plan is the trading arm of registered charity, the Hospital Saturday Fund, they are not supporting any shareholders and any surplus money is donated back to the sector through medical causes throughout the UK.

Download the summary of benefits table (PDF 362 KB).

Key Benefits

One simple plan can offer you and your family benefits including:

Dental (including cosmetic surgery)
Optical (including glasses, contact lenses and eye laser treatment)
Birth and adoption grants
Payments if off work from injury (up to 52 weeks after 30 days)
Practitioners (including chiropody and physiotherapy)
Specialist and Investigation (including hepatitis and vaccinations)
Hospital overnight stay and day case benefit
GP advice line
Stress counselling, medical information and legal helplines
Partner and children covered at no extra cost (covers dependant children living at same address)
Contributions are made by payroll deduction and are not age or claim related

New Benefits in 2010

Extended Personal Accident in Permanent Disability and Accidental Death
New Personal Accident category for Facial Disfigurement
Increased Broken Bones Benefit for Arm
Increased Temporary Disability
Vaccinations ighlighted as available under Specialist and Investigations
GP advice line included on all schemes
Flexible plan - 2 months written notice of cancellation now removed

"By offering an HSF health plan, organisations will help boost productivity and offer an affordable, tangible benefit that employees will appreciate."
Richard Williams, Director, NCVO